Payment Methods
Myshopie happy to offer you different options to pay for your order. You choose from any of our fast and secure payment methods,
          

Credit cards
We accept payments made using Visa, MasterCard, and American Express credit cards. To pay using your credit card at checkout, you will need your card number, expiry date, three-digit CVV number (found on the backside of your card). After entering these details, you will be redirected to the bank's page for entering the online 3D Secure password.

Debit cards
We accept payments made using Visa, MasterCard, and Maestro debit cards. To pay using your debit card at checkout, you will need your card number, expiry date (optional for Maestro cards), three-digit CVV number (optional for Maestro cards). You will then be redirected to your bank's secure page for entering your online password (issued by your bank) to complete the payment. Internationally issued credit/debit cards cannot be used for Flyte, Wallet and eGV payments/top-ups.

Is it safe to use my credit/debit card on Myshopie.com?
Your online transaction on Myshopie.com is secure with the highest levels of transaction security currently available on the Internet. Myshopie.com uses 256-bit encryption technology to protect your card information while securely transmitting it to the respective banks for payment processing. All credit card and debit card payments on Myshopie.com are processed through secure and trusted payment gateways managed by leading banks. Banks now use the 3D Secure password service for online transactions, providing an additional layer of security through identity verification.

Is it safe to pay online using my card?
Myshopie.com uses state-of-the-art fraud detection and prevention mechanism. This solution allows verification of the authenticity of online payments while ensuring our client's data integrity and security, as well as their identification. This security feature is provided via SSL technology (Secure Socket Layer) that encrypts the communications between the client's computer and our server so that they cannot be intercepted. Thus, Myshopie.com reserves the right to refuse any order paid by a transaction considered illicit. All and any activities considered illegal will be immediately reported to the competent authorities.

How do I pay using a credit/debit card?
We accept payments made by credit/debit cards issued in India and 21 other countries.

What steps does myshopie.com take to prevent card fraud?
Myshopie.com realizes the importance of strong fraud detection and resolution capability. We and our online payments partners monitor transactions continuously for suspicious activity and flag potentially fraudulent transactions for manual verification by our team. In the rarest of rare cases, when our team is unable to rule out the possibility of fraud categorically, the transaction is kept on hold, and the customer is requested to provide identity documents. The ID documents help us ensure that the purchases were indeed made by a genuine cardholder. We apologize for any inconvenience that may be caused to customers and requests them to bear with us in the larger interest of ensuring a safe and secure environment for online transactions.

3D Secure
3D Secure is a communication protocol designed to improve online payments and to enable the authentication of the card user by the credit card issuer. When paying at an online store, a credit card validation process is activated. If the credit card is considered valid, 3D Secure protocol security systems check the client's identity, resorting in real-time to the credit card issuer. The issuer validates the client's identity and informs the storage system that the card being used is legitimate. The goal is to protect credit card users, minimizing the possibility of fraudulent credit card use and improving the overall transaction performance. This protocol is used by Visa, with the 'Verified by Visa' designation, and by Mastercard, with the 'SecureCode' designation.

How is the credit card payment processed?
After selecting the credit card payment option and clicking on 'Place Order', the client is directed to the Redundancy payment platform where the necessary credit card data needs to be inserted, consisting of the credit card number, expiration date, and security code. Finally, clicking on the button 'I validate my payment' will set the transaction in motion. If the payment is not accepted, an error message will appear in the shopping cart window. In such an event, it is recommended to attempt the transaction again. If the problem persists, however, we advise the client to contact his/her bank or credit card issuer for further information. Once the payment is finalized, the amount will be charged to the client's credit card account. If, for any reason, it proves necessary to cancel the order, whether completely or partially, we will reimburse the corresponding amount within a maximum term of 5 working days. The transaction will show on the client's credit card extract after 2 working days, counting from the reimbursement date. To protect our clients from potential frauds, we may ask for additional information to facilitate the payment's assessment. If such a request is made but we fail to get a reply within 3 business days, we will cancel the order and proceed to reimburse the payment. Warning: Payments are always charged in Dollar, even if prices are displayed in other currencies. Some banking entities may charge currency exchange rates. Myshopie.com is totally alien to this fact and is not to be held responsible for it.

Safety
Myashopie.com takes all necessary technical and organizational safety precautions to protect your personal data from loss and misuse. To ensure this, your data is stored in a secure operating environment that is not publicly available. In certain cases, your personal data is encrypted for transmission by means of the so-called Secure Sockets Layer (SSL). This means that, with SSL-protected data, the communication between your computer and our servers is carried out with an approved encryption procedure if your browser supports SSL. By using Payment Services we offer absolute security of your credit card details. These are not stored on our servers, but processed directly via the corresponding payment institution. If you wish to contact us by e-mail, please be advised that the confidentiality of the transmitted information is not guaranteed. The content of e-mails can be intercepted by third parties. We, therefore, recommend that you send us confidential information only by mail. 

SiteLock
SiteLock is a cloud-based security tool that scans the website for malware and vulnerabilities. SiteLock not only detects threats but can also fix problems or security risks it encounters on your webspace.
Click to Verify 

GeoTrust SSL Secure 
A trusted leader in online security services. GeoTrust® is the world's second-largest digital certificate provider. More than 100,000 customers in over 150 countries trust GeoTrust to secure online transactions and conduct business over the Internet.

What is SSL Secure?   
SSL Certificates are small data files that digitally bind a cryptographic key to an organization's details. When installed on a web server, it activates the padlock and the https protocol and allows secure connections from a web server to a browser. This means your information is secure at all times and does not get stolen or misused.

How can I know if Myshopie.com is SSL Secure? 
If a site uses SSL, like myshopie.com does, to encrypt user data and keep it private, you will see that the URL (the address or the link) of the website begins in the browser with https:// and is usually green.

PayPal
PayPal is a secure payment method used worldwide. For further information concerning this payment method, please visit www.paypal.com.

Save info for future PayPal transactions
By choosing this option, the client will not need to access the PayPal website when checking out future orders. The payment will automatically be charged from the PayPal account used to subscribe to this option. At any time, the client can access his/her PayPal account on www.paypal.com and cancel this service. To do so, he/she must go to Profile > My Money > My preapproved payments. A list of all preapproved payments will be displayed, and from there the client can simply cancel the payment option associated with Myshopie.com.

CCAvenue
CCAvenue is a leading Payment Gateway Service Provider, authorized by Indian financial institutions, to appoint Sub Merchants. CCAvenue accepts and validate Internet payments via Credit Card, Debit Card, Net banking, ATM-cum-Debit Card, Digital and Mobile Wallets, Mobile Payment and Cash Card modes from the end customers in real-time. CCAvenue provides a secure link between your website, various issuing institutions, acquiring Banks and payment gateway providers.


IMPORTANT: Myshopie.com does not keep any account login information of the client.

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